Georgetown TX New Construction Homes 2026: From $340K

Bottom line: Georgetown new construction runs from the mid $340s to over $725K, builder incentives are the strongest since 2019 (rate buydowns starting at 2.99%, up to $50K in savings), and two school districts serve the area — Georgetown ISD and the fast-improving Liberty Hill ISD. If you are buying new construction in Georgetown, having an agent who knows the builder contracts and incentive structures will save you real money.

I am a new construction consultant in the Austin metro and have saved my clients over $100,000 on new home purchases in 2026 alone — and counting. I tour Georgetown communities regularly, negotiate with every active builder here, and know where the value is hiding. Georgetown sits 35 miles north of Austin on I-35, but the real story is its proximity to the Samsung Taylor semiconductor corridor, less than 20 minutes from most communities. Here is the full breakdown, community by community. For the city-level overview, see the Georgetown new construction guide.

What Georgetown New Construction Costs Right Now

Georgetown gives you a real pricing spread. Here is how the three major communities stack up:

• Morningstar (Meritage Homes) — Americana Collection from $345,990, Reserve Collection from $381,990. 1,509-2,852 sqft, 3-5 beds. Liberty Hill ISD.
• Parkside on the River (Taylor Morrison) — $463,990-$615,953 across 45s, 50s, and 60s lot sizes. 2,000-3,500 sqft, 3-5 beds. Liberty Hill ISD.
• Wolf Ranch (Perry Homes and Westin Homes) — from $649,793 (Westin 55’ lots) to $726,900+ (Perry quick-move-in). 1,800-4,000 sqft, 3-5 beds. Georgetown ISD.

Beyond these three, Georgetown has 38 active builders across the area. Highland Homes builds from the $490s, Drees Custom Homes has a presence at Wolf Ranch West, and Century Communities and Giddens Homes are active in other pockets of the city. The three communities above are where I send most buyers because they represent the clearest value at their respective price points.

Top New Construction Communities in Georgetown

Morningstar — Best Value Entry Point

Morningstar is the most compelling entry point in Georgetown right now. Meritage Homes runs two collections here: the Americana Collection starting at $345,990 and the Reserve Collection starting at $381,990, with seven floor plans in each. The Reserve homes range from 1,509 to 2,852 sqft, which gives the community real breadth from first-time buyers to growing families.

Meritage’s energy-efficiency package comes standard — spray foam insulation, tankless water heater, and ENERGY STAR appliances — which lowers monthly operating costs by a meaningful amount. Liberty Hill ISD zoning at a mid-$300s entry price is very hard to beat anywhere in the Austin metro.

The community amenities are solid: pool, covered pavilion, firepit, fishing pond, dog park, trail system, and a sports park. For the price point, that amenity package is above average.

The trade-offs: Georgetown is 30-35 miles from central Austin, so this is not a downtown commute play. Liberty Hill ISD is growing fast and school capacity can get tight as new sections open. Meritage base finishes are functional but not luxurious — budget for upgrades on countertops and flooring if that matters to you.

Parkside on the River — Georgetown’s Scenic Mid-Range

Parkside on the River is Taylor Morrison’s showcase Georgetown community, sitting on 1,500 acres along the San Gabriel River. The Hill Country topography sets it apart from the flat suburban subdivisions that dominate most of the Austin metro. Taylor Morrison builds across three lot sizes here — 45s, 50s, and 60s — with pricing from $463,990 to $615,953 on the 50s lots.

The 50s collection has seven homes available right now, with the 45s and 60s carrying three and four homes respectively. Taylor Morrison’s design center experience is a step above most production builders at this price — the finishes feel more intentional than the standard builder-grade package.

Liberty Hill ISD zoning is a significant draw. The river setting and trail access are genuine differentiators, not just marketing language. Georgetown’s historic downtown square is about 10 minutes away, and the Samsung Taylor semiconductor campus is within 20 minutes.

Watch out for lot orientation — some homesites lack the river views that the community name implies. Ask for the site map before falling in love with a floor plan. Also confirm the MUD tax rate and calculate your Year 2 property tax total before signing anything.

Wolf Ranch — Georgetown’s Premium Master-Plan

Wolf Ranch is the most established master-planned community in Georgetown and one of the few in the metro where 13 miles of dedicated trails are the primary amenity. Westin Homes and Perry Homes both build here, starting at $649,793 for Westin’s 55’ lots and running past $726,900 for Perry’s quick-move-in inventory.

Having two builders in the same community is an advantage — you can compare floor plans, finishes, and contracts side by side before committing. Perry Homes recently launched their South Fork section with 51’ and 56’ homesites walking distance to Wolf Ranch Elementary.

Georgetown ISD is a solid, well-resourced district with a well-regarded high school. The community sits with quick access to I-35 and Georgetown’s growing job base.

The watch-outs here are real: Perry Homes contracts are notably builder-favorable, so bring a buyer’s agent who has negotiated with them before. HOA fees plus potential MUD taxes add meaningful cost to the monthly payment — get the full number before running your budget. And Georgetown is 30+ miles from central Austin, so confirm your actual commute route and time before buying.

School Districts Serving Georgetown New Construction

Two school districts serve Georgetown new construction, and which one you land in depends on which community you choose:

Georgetown ISD serves Wolf Ranch and communities closer to the historic downtown. It is the more established district with a broader range of programs and a well-regarded high school. Georgetown ISD is a step up from Hutto ISD and Pflugerville ISD in most state metrics.

Liberty Hill ISD serves Morningstar, Parkside on the River, and communities on the western side of the area. Liberty Hill has been one of the fastest-improving districts in the Austin metro — it is smaller, which means more direct attention, but it is also growing fast. New schools are being built, but capacity can be strained in the short term as new phases open.

If school quality is your top priority and you want the more proven track record, Georgetown ISD communities (Wolf Ranch) are the safer bet. If you want the best value at a lower price point and are comfortable with a fast-growing district, Liberty Hill ISD communities (Morningstar, Parkside) are where the opportunity sits right now.

What to Watch Out for in Georgetown New Construction

I have walked buyers through enough Georgetown contracts to know where the surprises hide. Here are the consistent themes:

MUD taxes matter. Some Georgetown communities sit in Municipal Utility Districts that add 0.5-1.0% to your property tax rate. That can push your total annual tax rate above 3%. Always ask for the full MUD disclosure and run your Year 2 tax estimate — not just Year 1 — before signing. I wrote a detailed breakdown of the five costliest new construction mistakes that covers this in depth.

Builder contracts are not neutral. Perry Homes contracts in particular are written heavily in the builder’s favor. Earnest money terms, change order policies, and warranty limitations all need review. Bring a buyer’s agent who has specifically negotiated new construction contracts in this market.

The commute is real. Georgetown is 30-50 minutes from central Austin depending on traffic. Most Georgetown buyers work in the north Austin tech corridor (Samsung, Dell, Apple), which cuts the effective commute to 15-30 minutes. But if your job is downtown or south Austin, run the actual drive before committing.

Liberty Hill ISD is growing faster than its infrastructure. The district is building new schools, but enrollment is outpacing construction in some areas. Ask which school your specific lot zones to and whether that school is at capacity.

For upgrade strategy, see my guide on which new construction upgrades actually deliver ROI.

Commute Times from Georgetown

Georgetown sits on I-35 about 35 miles north of downtown Austin. Here is the actual commute picture for the employers that drive most of Georgetown’s buyer demand:

• Samsung Taylor — 15-20 minutes via Toll 130 or SH 29. This is the anchor employer for Georgetown new construction demand.
• Dell (Round Rock) — 15-20 minutes south on I-35. Quick commute, especially from Wolf Ranch.
• Apple (northwest Austin) — 25-30 minutes via Toll 183A or I-35 to Toll 45.
• Southwestern University — right in Georgetown, walking distance from the historic square.
• Downtown Austin — 35-50 minutes via I-35. Heavy traffic during rush hour; this is Georgetown’s biggest trade-off.

Toll 130 is the bypass option when I-35 backs up, and it runs well east of Georgetown. For Samsung workers, SH 29 east is the direct shot.

Current Builder Incentives in Georgetown

Georgetown builder incentives in early 2026 are the most aggressive they have been since 2019. Builders are sitting on spec inventory and competing hard for buyers:

Wolf Ranch: Rate buydowns starting at 2.99% in year one (3-2-1 structure, stepping to 3.99% in year two and 4.99% in year three). Perry Homes and Westin Homes are offering up to $50,000 in total savings on select quick-move-in homes. Fixed-rate options at 4.99% are also available through the community’s preferred lender.

Parkside on the River: Taylor Morrison is offering no down payment and no closing costs (lender fees, title, government fees, appraisal, and credit report) through April 30, 2026, when using Taylor Morrison Home Funding. They also have limited-time reduced rate offers on select inventory.

Morningstar: Meritage Homes typically runs rate buydown and closing cost incentives — confirm current offers directly, as these change monthly.

These incentives are real money. A 3-2-1 rate buydown on a $650K home saves tens of thousands in the first three years. I wrote a full guide on how to save $5K-$30K+ on Austin new construction that covers how to stack these offers.

Incentives change monthly. Always confirm the current package before your visit — what was available last month may not be available today.

Frequently Asked Questions About New Construction in Georgetown

How much do new construction homes cost in Georgetown, TX?

New construction in Georgetown ranges from the mid $340s at Morningstar (Meritage Homes, Americana Collection) to over $725K at Wolf Ranch (Perry Homes and Westin Homes). The mid-range sweet spot is Parkside on the River by Taylor Morrison, with homes from $463K to $615K across three lot sizes.

Which builders build new homes in Georgetown?

Major builders active in Georgetown include Taylor Morrison (Parkside on the River), Meritage Homes (Morningstar), Perry Homes and Westin Homes (Wolf Ranch), Highland Homes, Drees Custom Homes, Century Communities, Coventry Homes, and Giddens Homes.

What school districts serve Georgetown new construction?

Two districts serve Georgetown new construction: Georgetown ISD (Wolf Ranch and communities closer to town) and Liberty Hill ISD (Morningstar, Parkside on the River, and communities on the west side). Liberty Hill ISD has been one of the fastest-improving districts in the region.

Are there MUD taxes on new construction in Georgetown?

Some Georgetown communities sit in Municipal Utility Districts (MUDs), which add 0.5-1.0% to your property tax rate. Always ask for the MUD disclosure and calculate your Year 2 property tax estimate before signing a contract. Communities inside Georgetown city limits typically do not carry MUD taxes.

How far is Georgetown from downtown Austin?

Georgetown is 35-50 minutes from downtown Austin via I-35, depending on traffic and which part of Georgetown you live in. Most Georgetown buyers work in the north Austin tech corridor — Samsung Taylor is 15-20 minutes, Dell in Round Rock is 15 minutes, and Apple in northwest Austin is 25-30 minutes.

What builder incentives are available on Georgetown new construction in 2026?

Georgetown builders are offering some of the strongest incentives since 2019. Wolf Ranch builders offer rate buydowns starting at 2.99% (3-2-1 structure) and up to $50K in total savings. Taylor Morrison at Parkside on the River is offering no down payment and no closing costs through their in-house lender. Incentives change monthly — always confirm before visiting.

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Georgetown new construction gives you a genuine range — from Meritage’s entry-level homes in the $340s to Perry Homes and Westin Homes builds past $725K. The Samsung semiconductor corridor continues to drive demand, and builder incentives right now are the best they have been in years. If you are looking at new construction in Georgetown, reach out or call me at (512) 766-3188 — I can walk you through which communities match what you are looking for. Start with the full Georgetown new construction guide for the complete picture.